Financial Aid Essential Information

Terms & Conditions

Financial Aid is awarded on the basis of several terms and conditions.

Take a moment to familiarize yourself with the Terms and Conditions of financial aid.

Consumer Information

Each year a school must disseminate to prospective and enrolled students required information under the Higher Education Act of 1965, as amended, and the Family Education Rights and Privacy Act (FERPA) and the procedures for obtaining the information.

View Consumer Information here.

Financial Literacy

Some of the most important decisions college students make have to do with financing their education.

All students should have an understanding of basic topics in financial literacy before making any financing decisions, as this understanding will greatly assist students in their college financing journey and beyond.

Click here for more information on financial literacy and college financing.

Frequently Asked Questions

Our office has compiled a list of Frequently Asked Questions (FAQ's) to assist you in understanding and completing the financial aid process.

Please browse our FAQ's to learn more.

Useful Websites

Free Application for Federal Student Aid (FAFSA)

To file application or renewal application for financial aid 

NJ Higher Education Student Assistance Authority (HESAA)

To apply for NJ state financial aid programs  

National Student Loan Data System (NSLDS)

To access federal direct loan borrowing history

Selective Service

To register with the selective service or to verify a registration

Federal Direct Consolidation

To access information to combine your existing Federal education loans into one new consolidated loan

Scholarship Resource Center

To search for and apply for scholarships

Annual Credit Report

To view all of your outstanding private/alternative loans

Debt to Salary Calculator

To access a calculator to determine  

  • How much you can afford to borrow in student loan funds based on your future expected earnings
  • The salary you will need in order to afford your student loan payments

Academic Engagement

Before financial aid is disbursed, the University must be able to document that a student has begun attendance in the courses for which they will receive funds. We receive this information from faculty members at the start of the semester.

Click here or visit to learn more about Academic Engagement (formerly Roster Verification).

Repeated Coursework

Students are only able to receive Title IV Aid (federal financial aid) for any previously passed course one time. This means that once a student passes a course, financial aid will only pay for the student to take that course one more time, regardless of whether they pass or fail the course the second time.

Click here to learn more about the implications repeating courses has on financial aid.


Financial Aid disbursement is payment of financial aid funds from sources, including the federal or state governments, the school or a private student loan lender to the university. Each semester funds are disbursed to the university.

Learn more about disbursements here.

Adjustments to Aid

The Office of Financial Aid may have to make adjustments to your financial aid based on changes in your enrollment.

Learn more about adjustments here.

Financial Aid for Summer Courses

Students wishing to take courses during the summer semester could have the opportunity to utilize financial aid funding to help cover their costs. There is also the opportunity to utilize PLUS and Private/Alternative Loans to hep cover summer costs.

To learn more about aid available and how to apply, visit

Financial Aid for Undocumented Students

Undocumented students, including those classified as DACA (Deferred Action for Childhood Arrivals) students are not eligible for any type of federal student aid; however, an eligible undocumented student could be considered for state and/or institutional and private financial aid/scholarship programs.

Learn more about the aid for which undocumented students may be eligible here.

Useful Phone Numbers

Stockton University Bursar's Office:


*Contact the Bursar's Office for questions regarding billing.

US Department of Education:


*Contact the US Department of Education for questions regarding an FSA ID, the FAFSA, Entrance/EXIT Counseling/Master Promissory Notes, Direct Loan Borrowing History and any Federal Financial Aid Programs.

NJ Higher Education Student Assistance Authority (HESAA):


*Contact HESAA for questions regarding State Financial Aid Programs.

Stockton University Office of Admissions:


*Contact the Office of Admissions with questions about institutional scholarships and eligibility criteria.