Military & Veteran Education Benefits

Military & Veteran Education Benefits

Are you a veteran or currently in the Reserves or the Guard? You may be eligible for Post 9/11 or Chapter 1606 educational benefits. Veterans with a 10% or more service connected disability, may be eligible for the VA Rehabilitation Program. Children and spouses of veterans who are 100% disabled or deceased as a result of being in the military service may also be eligible for educational assistance. Veterans benefits may be available to graduate students if the student is a veteran or currently in the Reserves or National Guard.

See below for information on specific benefits.

Benefits & Eligibility Criteria:

If you are eligible for the NJ Guard Tuition Waiver, you must file Free Application for Federal Student Aid (FAFSA) each academic year. If you are eligible for federal or state grants, tuition specific scholarships, or other tuition benefits the amount of those funds will be deducted from the cost of tuition and your waiver will cover any difference.

Only tuition is covered by the waiver and you are responsible for your fees, any housing and/or meal costs or other assessed costs.

Children and spouses of certain members of the National Guard who completed Initial Active Duty Training and were killed as a result of serving active duty or as a result of performing their duties with the NJ National Guard may also be eligible for educational assistance.

Procedure:

  • Step 1: File your FAFSA
  • Step 2: Log in to njfams.hesaa.org to view State Financial Aid eligibility (new users will need to create a username and password). Check your To Do List and complete all outstanding requirements.

*You must file your FAFSA by April 15 of each year (June 1 for the 20-21 FAFSA). If you miss this deadline, you will not have eligibility for state aid and your waiver value will not be able to be determined.

*Need assistance with the financial aid process? Visit stockton.edu/fafsa for more information.

  • Step 3: Complete any verification requirements for Federal and State Aid.  Your waiver cannot be processed until verification is complete.
  • Step 4: Obtain your Commander Certification from your unit and submit the form to the Office of Financial Aid.

Click Here Submit Your Commander Certification

Note: The Commander’s Certificate must be signed by hand (no digital/typed signatures accepted) by both the commander and guard member. A valid certificate cannot be dated more than 60 days prior to the start of a semester. Any non-compliant certificates will prevent  the processing of your waiver.

(Step 4 needs to be completed each semester the student wishes to use their benefits.)

Deadlines:

To ensure processing in a timely fashion please provide the commander’s certification as soon as possible, but no sooner than 60 days prior to the start of the semester. All commander’s certificates that are submitted for a *qualified student will be processed on the following time line:

For Summer 2020:

  • Commander’s certificates received by 04/24/20 will be processed in time for your billing due date
  • Received 4/25/20-5/7/20: processed 5/8/2020
  • Received 5/8/2020-5/21/2020: processed 5/22/2020
  • Received on or after 5/22: processing is completed every two weeks on Fridays

For Fall 2020:

  • Commander’s certificates are processed weekly through October
  • Received after 10/31/2020: processed biweekly

*a qualified student is one who has completed federal and state aid applications and any verification process if applicable.

Additional Information:

For more information, contact the Office of Financial Aid here.

Benefits & Eligibility Criteria:

The Montgomery GI Bill ®  Selected Reserve (MGIB-SR) (Chapter 1606), is available to members of the Army, Navy, Air Force, Marine Corps, and Coast Guard Reserves, as well as the National Guard.

To be eligible for the MGIB-SR you must meet the following criteria:

  • Have a six-year obligation to serve in the Selected Reserve or Guard signed after June 30, 1985. If you are an officer, you must have agreed to serve six years in addition to your original obligation
  • Complete your initial active duty for training (IADT)
  • Meet the requirement to receive a high school diploma or equivalency certificate before completing IADT
  • Remain in good standing while serving in an active Selected Reserve or Guard

Procedure:

  • Step 1: Complete the Application for Education Benefits on the VA's GOV website.
  • Step 2: Within four to eight weeks you should receive a declaration of eligibility (COE) and a letter explaining your VA GI Bill benefits. Send a copy of the COE to the Office of Financial Aid.

Click Here Submit Your COE

**Remember that the funds are paid directly to the student, not the school.

Deadlines:

See below for benefit processing dates and timelines.

For Summer 2020:

  • Electronic benefit use requests (when applicable) will be processed weekly, on Wednesdays, beginning April 1, 2020 through July 8, 2020
  • Any late requests (received after 7/8/20) will be processed bi weekly thereafter

For Fall 2020:

  • Certifications for those with credit enrollment will begin 7/8/20 and continue through 9/2/20 weekly on Wednesdays
  • Certifications for those with credit enrollment or changes to credit enrollment from 9/3/20-9/17/20 will be processed on 9/18/20 to allow for the drop/add period
  • Certifications for those with credit enrollment or changes to credit enrollment 9/18/20- 11/9/2020 will be processed bi-weekly on Wednesdays

Additional Information:

For more information, contact the Office of Financial Aid here or visit GI Bill ® benefits.

Benefits & Eligibility Criteria:

The Post-9/11 GI Bill ® (Chapter 33) is for individuals with at least 90 days of aggregate service on or after September 11, 2001 or individuals discharged with a service-connected disability after 30 days. 

Veterans may also transfer their benefits under Post-9/11 (Chapter 33 Transfer of Benefits (TOB)) to their spouse or dependent.

This program will pay eligible individuals:

  • Tuition & fees directly to the school
  • A monthly housing allowance based on the Basic Allowance for Housing for an E-5 with dependents at the location of the school, and annual books & supplies stipend of $1,000 paid proportionately based on enrollment
  • A one-time rural benefit payment for eligible individuals payable only for training at an Institution of Higher Learning (IHL). If you are in the military, you will not receive the housing allowance or books & supplies stipend
  • This benefit provides up to 36 months of education benefits 
  • If your last discharge or release from active duty is on or after January 1, 2013, there is no time limitation to use your benefits. If your last discharge or release from active duty is before January 1, 2013, you have 15 years to use your benefits

Who is eligible for benefits under the Post-9/11 GI Bill?

  • Individuals who serve at least 90 days of aggregate qualifying active duty service after September 10, 2001.
  • Veterans must have received an honorable discharge to be eligible for the Post-9/11 GI Bill.

To be eligible for 100% of the benefit, an individual must have served an aggregate of 36 months of active duty service, or have been discharged for a service-connected disability after 30 days of continuous service.

For those who served fewer than 36 months, the percentage of benefit ranges from 50% to 90%:

  • 50% - 90 or more days 70% - 18 total months 90% - 30 total months
  • 60% - 6 total months 80% - 24 total months 100% - 36 total months

For example, an individual with five months of qualifying service could receive 50% of the tuition benefit, 50% of the
monthly housing allowance (if eligible), and a maximum of $500 books and supplies stipend per year.


What entitlements do students receive under the Post-9/11 GI Bill?


The Post-9/11 GI Bill reimburses your tuition & fees to your school and makes housing and other payments directly to you.

Tuition & Fees - Your school will receive a percentage, as determined by your length of active duty service, of the following:

  • For resident students at a public Institution of Higher Learning (IHL) all tuition & fee payments are reimbursed;
  • For private and foreign IHLs tuition & fee reimbursement is capped at $24,476.79 per academic year.

*Note: If you are attending a public IHL as a non-resident student or a private IHL that is more expensive than the
$24,476.79 cap you may be eligible for extra payment under the Yellow Ribbon program. See “Yellow Ribbon payments”
Monthly living stipend - A monthly housing allowance (MHA) equal to the basic allowance for housing (BAH) amount
payable to an E-5 with dependents (based on zip code of campus where attending). This allowance is paid proportionately based on your enrollment. MHA rates will be adjusted for new BAH rates on 1 August instead of 1 January.

*Note:
• If you are attending school at the 1/2 time or less rate, or if you are on active duty or the spouse of an active duty
member (with transferred entitlements), you will not receive any MHA. Payments are prorated for days not on active duty.
• If you are attending school overseas you will receive a MHA of the average BAH amount for all CONUS locations.
• If you are enrolled solely in distance learning you will receive a housing allowance equal to 1/2 the national average.
MHA is also prorated based on length of service. For your school’s current rates check http://inquiry.vba.va.gov/weamspub/

Books and supplies stipend: Up to $1000/year payment issued directly to the student. This benefit is paid proportionately at $41.67 per credit hour, not to exceed 24 credit hours per academic year, and is prorated based on length of service. A lump sum payment is paid with the first housing stipend each academic year.

Yellow Ribbon payments:The Yellow Ribbon Program allows degree-granting institutions to enter into a voluntary agreement with VA to fund tuition expenses that exceed the highest public in-state undergraduate tuition rate for individuals eligible for the 100% payment tier. The institution can contribute up to 50% of those expenses and VA will match the same amount as the institution. This payment is issued to the school when the school certifies and VA processes the student’s
enrollment. For details visit http://www.benefits.va.gov/gibill/yellow_ribbon.asp


What other kinds of education and training does the Post-9/11 GI Bill cover?

Non-college degree (NCD) programs:Pays actual net cost for in-state tuition and fees at public NCD institutions. At private and foreign institutions, pays the actual net costs for in-state tuition and fees or $24,476.79, whichever is less. Also pays a yearly books and supplies stipend of up to $1000 paid proportionately based on enrollment.

On-the-job and apprenticeship training: Pays a monthly benefit amount prorated based on time in program and a yearly
books and supplies stipend of up to $1000 paid proportionately based on enrollment (up to $83 per month)

Flight programs: Per academic year, pays the actual net costs not to exceed $13,986.72

Correspondence training: Per academic year, pays the actual net costs not to exceed $11,888.70.

Accredited independent study programs at area career technical schools and postsecondary vocational institutions.

Allows reimbursement for more than one National Testing Programs/Licensing or Certification (up to $2,000 per test).

Allows reimbursement of fees paid to take national exams used for admission to an institution of higher learning (e.g.,
SAT, ACT, GRE, GMAT, LSAT, MCAT).


*Note: If an individual is eligible for the Post 9/11 GI Bill as well as other GI Bill benefits, s/he will be required to make an
irrevocable choice of which benefit to receive.


What is the period of eligibility for the Post-9/11 GI Bill?

Service members whose last day of Active Duty is on or after 1 January 2013 no longer have a delimiting date. For all others the period of eligibility for the Post 9/11 GI Bill ends 15-years from the date of the last discharge or release from active duty of at least: 90 consecutive days; Or, 30 days but less than 90 days if released for a service-connected disability; or, 15 years from the date of discharge for the last period of service used to meet the minimum service requirements of 90 aggregate days of service.

For more information go to: http://www.benefits.va.gov/gibill or contact 1-888-GIBILL-1 (1-888-442-4551).


UPDATED: 1 January 2020
Post-9/11 GI Bill (Chapter 33): “Transferability” (Add Dependents as Beneficiaries)

Who is eligible to “transfer” Post-9/11 GI Bill benefits to qualified dependents?

Individuals who are currently serving in the Armed Forces (on or after 1 August 2009), have completed at least six years of service, and agree to serve up to four more years (must not have an Adverse Action Flag). Extension must be made to add the amount of time to current ETS to equal four years from the date of election for transferability.

Service members can transfer up to 36 months of remaining entitlements to their spouse and/or children. Can add, revoke or modify transferability benefits while serving in the Armed Forces.

Retirees or separated service members cannot add new beneficiaries; they can only revoke or modify existing transferred benefits. Service members can re-transfer Post-9/11 benefits if the original dependent dies, even after the service member separates. Dependents can re-transfer Post-9/11 benefits if the transferor dies and they have remaining months.

Spouses:

• Can use benefits after service member has served at least six years in the armed forces
• Can use benefits up to member’s eligibility period unless member specifies earlier date
• Can use benefits if divorced after the transfer (unless revoked by Service member)

Children:

• Can transfer to unmarried child under age of 18, or if in college, under the age of 23
• May use benefits after transferor has served 10-years in the Armed Forces
• Will receive full veteran benefits even if transferor is on active duty (housing and books)
• May use benefits from age of 18 until age of 26 regardless of transferor’s eligibility period
• May continue to receive benefits after marriage

Procedures to Transfer benefits (must be done in sequence):

  • Confirm that your family member is enrolled in DEERS as a qualified dependent
  • Log into the DOD TEB website to complete your transfer request: You can access TEB through
    milconnect.dmdc.osd.mil (Sign In, click on “Transfer my education benefits”).
  • Confirm that your current Expiration Term of Service (ETS) date meets the required service obligation –
    extend contract if necessary – allow processing time for extension. If your ETS is not updated in the
    personnel system after 70 days your request will be denied and you will need to request TEB again.
  • A Service Representative will approve, reject, or set your request to a pending status. If a Statement of
    Understanding (SOU) form is required by your service - they will contact you with instructions.
  • To track the status of your request, you will need to return to the DOD TEB website to check the ‘Status’
    in the Sponsor information section. It is important to follow up and ensure this section states “Approved.”
  • Once your transfer request is approved, your data is sent to the Dept of Veterans Affairs (DVA).
  • To use the benefit complete VA Form 22-1990e (only when benefit is needed) with the DVA online at
    www.vets.gov/education/apply/
  • DVA will process the dependent’s application and provide a Certificate of Eligibility to the dependent
  • Dependent brings the Certificate of Eligibility to the Veterans Affairs Certifying Official at the school they
    attend to begin processing for payment of benefit.
    TEB must be initiated for each dependent BEFORE you retire or separate!!!

    www.dmdc.osd.mil/milconnect
    UPDATED: 1 January 2020

Procedure:

Learn How to Apply here.

  • Step 2: Send a copy of the declaration of eligibility (COE) to the Office of Financial Aid.

Click Here Submit Your COE

Deadlines:

See below for benefit processing dates and timelines.

For Summer 2020:

  • Electronic benefit use requests (when applicable) will be processed weekly, on Wednesdays, beginning April 1, 2020 through July 8, 2020
  • Any late requests (received after 7/8/20) will be processed bi weekly thereafter

For Fall 2020:

  • Certifications for those with credit enrollment will begin 7/8/20 and continue through 9/2/20 weekly on Wednesdays
  • Certifications for those with credit enrollment or changes to credit enrollment from 9/3/20-9/17/20 will be processed on 9/18/20 to allow for the drop/add period
  • Certifications for those with credit enrollment or changes to credit enrollment 9/18/20- 11/9/2020 will be processed bi-weekly on Wednesdays

Additional Information:

  • Determine your Post 9/11-GI Bill ® entitlement percentage - This is based on the number of months you have served on active duty since Sept. 11, 2001.
  • Determine the maximum amount the VA will pay based on the in-state tuition rate for your school's state.
  • Ask your school about their per credit hour tuition and per term fees:

Multiply the maximum in-state tuition & fees by your Post-9/11 entitlement percentage and compare this to your school's tuition and fees. If your entitlement is equal to or more than the schools tuition and fees then you are covered. There is no refund of the difference.

For more information, contact the Office of Financial Aid here or visit this web site.

Benefits & Eligibility Criteria:

Survivors & Dependents Educational Assistance (DEA) (Chapter 35) is available to the child or spouse of a veteran:

  • Who died or is permanently disabled as the result of a service-connected disability
  • Who is missing in action or captured by hostile forces
  • Who is forcibly detained or interned in line of duty by a foreign government or power

Procedure: 

  • Step 1: Complete VONAPP application (print out a copy for yourself) through eBenefits

Learn How to Apply here.

  • Step 2: Send a copy of the declaration of eligibility (COE) to the Office of Financial Aid.

Click Here Submit Your COE

The COE must include the service member's file number (this means providing the SSN of the service member from whom you derived the right to this benefit).

**Remember that the funds are paid directly to the student, not the school. Therefore, you will be responsible for your bill by the due date established by the Bursar’s office.

Typically, you would not receive your benefits until after classes have begun, which is after the bill is due. We encourage you to file a FAFSA to help meet the financial obligation until you receive and apply yor benefits.

*Need assistance with the financial aid process? Visit stockton.edu/fafsa for more information.

See below to learn about the Fry Scholarship.

Deadlines:

See below for benefit processing dates and timelines.

For Summer 2020:

  • Electronic benefit use requests (when applicable) will be processed weekly, on Wednesdays, beginning April 1, 2020 through July 8, 2020
  • Any late requests (received after 7/8/20) will be processed bi weekly thereafter

For Fall 2020:

  • Certifications for those with credit enrollment will begin 7/8/20 and continue through 9/2/20 weekly on Wednesdays
  • Certifications for those with credit enrollment or changes to credit enrollment from 9/3/20-9/17/20 will be processed on 9/18/20 to allow for the drop/add period
  • Certifications for those with credit enrollment or changes to credit enrollment 9/18/20- 11/9/2020 will be processed bi-weekly on Wednesdays

Additional Information:

Dependent children who are eligible for Chapter 35 may also be eligible for the Fry Scholarship. 

The Fry Scholarship allows those eligible to use their parent’s Post 9/11 GI Bill ®, if he/she was eligible for it and died in the line of duty. It pays for tuition, plus gives those eligible a monthly housing allowance and a book stipend up to $1,000 per year.

Those who qualify for both the Fry Scholarship and Chapter 35 will be limited to a total of 48 months of combined benefits under the VA’s Rule of 48. Those eligible can use up to 36 months of the Fry Scholarship and then switch to Chapter 35 and use another 12 months.

Click here to learn more about the Fry Scholarship Program.

**Note: Surviving spouses are not eligible for the Fry Scholarship, but may qualify for other scholarships, grants and loans. 

File a Free Application for Federal Student Aid (FAFSA) to be considered for federal and state financial aid programs.

For more information, contact the Office of Financial Aid here.

Benefits & Eligibility Criteria:

VA Vocational Rehabilitation (Chapter 31) is available if you served in the Armed Forces during WWII or thereafter and:

  • Suffered a service-connected disability in active service which entitles you to compensation which you have declined in lieu of retirement pay
  • Were discharged or released under dishonorable conditions
  • The VA determines a need for vocational rehabilitation

Procedure: 

  • Step 1: Complete VONAPP application (print out a copy for yourself) through eBenefits

Learn How to Apply here.

  • Step 2: Schedule a meeting with your assigned VA vocational rehabilitation counselor to determine benefit eligibility

If you are approved for benefits, your counselor will send notification to the school of your eligibility. After the school completes your certification, you will be able to purchase your books in the book store through the voc rehab program. You can also apply to your counselor for a computer, printer, etc.

**Remember that the funds are paid directly to the school, not the student.

Additional Information:

For more information, contact the Office of Financial Aid here or visit this website.

Select the branch of the military in which you serve(ed) to view more information on specific Tuition Assistance by branch. Be sure to start the process by meeting with your Education Services Officer.

If your Branch of Service has not approved your FTA funding, you will be solely responsible for all tuition costs. It is important to follow all processes and procedures established by your ESO and branch of service.

The Army Tuition Assistance (TA) program provides financial aid to active duty members.

The program is available to active duty members of the:

  • Army
  • Army National Guard
  • Army Reserve

 Benefits:

  • Up to $4,000 a year
  • Up to 130 semester hours toward an undergraduate degree
  • Up to 39 semester hours toward a graduate degree
  • Up to 21 semester hours toward a certificate

Requirements:

  • College Credit Based on Training
  • Advanced Level Training

*Waives 10 year delay on Master's


Procedure:

  • Be sure to start the process by meeting with your Education Services Officer
  • Establish a GoArmyEd Account
  • View Interactive Tools
 

The Air Force Tuition Assistance (TA) program provides financial aid to active duty members.

The program is available to active duty members of the:

  • Air Force
  • Air Force Reserves

Benefits:

  • Up to $4,500 a year
  • Up to 124 semester hours toward an undergraduate degree
  • Up to 42 semester hours toward a graduate degree

Requirements:

  • Must maintain a 2.0 GPA for undergraduate degrees and a 3.0 for graduate degrees to continue using Tuition Assistance. 

Procedure:

 

The Marine Corps Tuition Assistance (TA) program is available to active duty members of the Marine Corps.


Benefits:

  • Up to $4,500 a year
  • Up to two (2) courses a semester

Requirements:

  • Minimum General Technical (GT) score of 100 or a minimum Test of Adult Basic Education (TABE) score of 10.2
  • A grade lower than D or P for passing for non-graduate level coursework, or C for graduate level courses means you have to repay all TA funds for that course

Procedure:

  • Be sure to start the process by meeting with your Education Services Officer
  • Complete two (2) courses before signing up for Tuition Assistance

1) Higher Ed Prep - Joint Knowledge Online

2) Personal Financial Management - MarineNet

 

The Navy Tuition Assistance (TA) program provides financial aid to active duty members.

The program is available to active duty members of the:

  • Navy
  • Navy Reserve

Benefits:

The Navy will pay 100 percent of tuition and fees up to:

  • Up to $4,500 a year
  • No semester hour limits

Requirements:

  • A grade lower than a D for undergraduate courses or C for graduate courses means you have to pay back Tuition Assistance

Procedure:

  • Be sure to start the process by meeting with your Education Services Officer
  • Apply for Tuition Assistance online using Secure Tuition Assistance & Other Funding

You may log in via Common Access Card (CAC) or Defense Enrollment Eligibility System (DEERS)

 

The Coast Guard Tuition Assistance (TA) program provides financial aid to active duty members.

The  program is available to:

  • Active duty Coast Guard
  • Members of the Coast Guard Selective Reserve
  • Civilian employees of the Coast Guard

Benefits:

  • Up to $2,250 a year
  • Up to 130 semester hours toward an undergraduate degree
  • Up to 40 semester hours toward a graduate degree

Requirements:

Submit the application here.

  • Don't begin a class without an approved Tuition Assistance authorization from ETQC, or you will have to pay for the costs of the course yourself
  • A grade lower than a C for undergraduate courses or B for graduate courses means you have to pay back your Tuition Assistance

Procedure:

  • Be sure to start the process by meeting with your Education Services Officer
  • Apply for Tuition Assistance online using Secure Tuition Assistance & Other Funding

You may log in via Common Access Card (CAC) or Defense Enrollment Eligibility System (DEERS)

See below for details on the TA Decide tool and Stockton's Return of Funds/Refund procedures.

TA DECIDE is an information and comparison tool designed specifically to aid participants of DoD's Tuition Assistance (TA) program in making informed choices on schools and education programs.

Visit TA DECIDE to use the tool, fueled by more than 10 recognized and trusted data sources from across the departments of Defense, Education and Veterans Affairs.

Military Tuition Assistance (TA) is awarded to a student under the assumption that the student will attend school for the entire period for which the assistance is awarded; thereby earning the full amount authorized. When a student withdraws, the student may no longer be eligible for the full amount of TA funds originally authorized. To comply with the Department of Defense (DOD) policy, Stockton University will return any unearned TA funds on a prorated basis through at least the 60% portion of the enrollment period for which the funds were provided. 

Unearned funds will be returned on a prorated basis, depending on the length of the course. To determine the amount of TA that needs to be returned, the institution will determine the date of the withdrawal, and then divide that by the number of days in the term to determine the percentage of TA that was earned by the student.

For example: The student enrolled in a course that’s duration is 56 days long. The student withdraws from the course on the 21st day. The percentage earned is 20/56= 35.714%. Since 36% of the TA authorized was earned by the student, the remaining portion, 64% of what was originally authorized must be returned to the DoD in accordance with this rule.   

In instances when a service member stops attending due to a military service obligation, Stockton University will work with the affected service member to identify solutions that will not result in a student debt for the returned portion in compliance with the DOD policy.

Refund Procedures:

To remain in compliance with the Department of Defense’s policy, Stockton University will return any unearned TA funds through at least 60% of the semester on a prorated basis. The amount of unearned TA that is returned is based on the date of withdrawal from the course(s).  

As an institution, the DOD will be billed after 60% of the semester has passed to reduce the amount of incorrect TA funds being disbursed by the DOD to Stockton University. We will only bill for the amount the student earned given their enrollment.

For more information, contact the Office of Financial Aid here.

Additional Information:

Federal Tuition Assistance 

The Federal Tuition Assistance Program is available to active duty, National Guard and Reserve Component service members and can cover up to 100% of tuition expenses for semester hours. Click here to learn more.


 eBenefits

Visit the eBenefits portal to complete the VONAPP application or access information about your benefits. Click here to access the eBenefits portal.


GI Bill ® Comparison Tool & BAH Calculator

Use the GI Bill ® Comparison Tool to learn about education programs and compare benefits by school. This tool can also be used to calculate BAH benefits if eligible.


Benefits for National Guard & Reserves Members

Explore benefits available to National Guard and Reserves Members here.


FAFSA

File the Free Application for Federal Student Aid (FAFSA) at fafsa.gov. National Guard members utilizing a Tuition Waiver are required to complete a FAFSA each year. The waiver will have no value until a valid FAFSA is received.


NJFAMS

View eligibility and provide additional documentation for State financial aid programs on njfams.hesaa.orgThe waiver will have no value until your application is complete.


Education Loans

While we will offer the maximum federal loan for which you qualify through filing the FAFSA, you should consider your educational costs and needs before accepting. For example, you may wish to borrow less than what is offered to you.

If you need additional funds to help fill the gap with additional funds to cover your educational costs, we have provided you the opportunity to explore the different types of education loans to see which option(s) may work best to fit your needs. Click here to learn more about education loans available to you.

Percentage of Student Borrowers at Stockton University: 66%

Student Loan Default Rate: Percentage of borrowers entering repayment and defaulting on Federal Loans.

  • National Average: 10.8%
  • Our Rate: 4.9%

Students who borrow at this institution typically take out $20,875 in Federal loans for their undergraduate study. The Federal loan payment over 10 years for this amount is approximately $240.23 per month. Your borrowing may be different.

Please see below for information on how to request and utilize summer benefits.

In order to obtain a guard tuition waiver in the summer, you must:

  • Have a valid 19-20 FAFSA on file
  • Provide our office with a Commander’s Certificate for the summer term. This can be emailed to finaid.docs@stockton.edu

The Commander's Certificate must not be dated more than 60 days prior to the start of the term. The waiver must be signed by hand (no digital or typed signature accepted) by both your commander and by you, the service member.

Please see the "Nation Guard Tuition Waiver" Tab above for information on how to obtain a Commander's Certificate.

In order to utilize your benefit for summer courses you must:

  • Enroll for summer classes. Those with summer enrollment will be automatically certified.
  • Continue to self-certify on the last day of each month to continue benefit receipt. You may do so by logging in to WAVE or by phone at 877-823-2378.

**Note: When you initially log in to WAVE, use your Social Security Number as the File Number and use the last numbers of your Social Security Number as a temporary Password/PIN.

If you also utilize federal/state aid from having filed the FAFSA, please note that summer term is part of the current academic year. There is no separate aid for summer. If you utilized all of your funding in Fall/Spring, there will be no additional loan or grant funds. The one exception to this is PELL grant funding. If you elect to take 8 or more credits in the summer, you may be eligible for an additional PELL payment.

Visit stockton.edu/finaidsummer for more information.

In order to utilize your benefit for summer courses, you must:

**Note: You will want to review your course load and aid before electing to utilize your benefit. No matter how many courses in which you enroll for summer, the benefit will use full month’s time measured from the first day of summer term to the last day. For example if you take one course that begins in May and ends in August you will utilize 4 months of your benefit.  Unless you are taking multiple classes, this may not be a cost effective way to pay for the course.

If you have filed a FAFSA you may wish to review the aid you have and have not used during the Fall/Spring terms to see if the aid funding would be an alternative summer payment. As there is no additional aid in the summer term, it is important to review what can and cannot pay in summer. Please reach out to Jenifer Robin in the Office of Financial Aid for assistance if needed to review your financial aid.

If you also utilize federal/state aid from having filed the FAFSA, please note that summer term is part of the current academic year. There is no separate aid for summer. If you utilized all of your funding in Fall/Spring, there will be no additional loan or grant funds. The one exception to this is PELL grant funding. If you elect to take 8 or more credits in the summer, you may be eligible for an additional PELL payment.

Visit stockton.edu/finaidsummer for more information.

In order to utilize your benefit for summer courses, you must:

**Note: You will want to review your course load and aid before electing to utilize your benefit. No matter how many courses in which you enroll for summer, the benefit will use full month’s time measured from the first day of summer term to the last day. For example if you take one course that begins in May and ends in August you will utilize 4 months of your benefit.  Unless you are taking multiple classes, this may not be a cost effective way to pay for the course.

If you have filed a FAFSA you may wish to review the aid you have and have not used during the Fall/Spring terms to see if the aid funding would be an alternative summer payment. As there is no additional aid in the summer term, it is important to review what can and cannot pay in summer. Please reach out to Jenifer Robin in the Office of Financial Aid for assistance if needed to review your financial aid.

If you also utilize federal/state aid from having filed the FAFSA, please note that summer term is part of the current academic year. There is no separate aid for summer. If you utilized all of your funding in Fall/Spring, there will be no additional loan or grant funds. The one exception to this is PELL grant funding. If you elect to take 8 or more credits in the summer, you may be eligible for an additional PELL payment.

Visit stockton.edu/finaidsummer for more information.

In order to utilize your benefit for summer courses, you must:

  • Obtain approval from your vocational rehabilitation counselor. Be sure to reach out to your counselor immediately.

Once your counselor approves your summer enrollment, they will notify the institution. You should immediately enroll in your courses, so that you classes can be certified. The sooner you complete these steps the more seamless your in pocket payments will be. 

**Note: If you also utilize federal/state aid from having filed the FAFSA, please note that summer term is part of the current academic year. There is no separate aid for summer. If you utilized all of your funding in Fall/Spring, there will be no additional loan or grant funds. The one exception to this is PELL grant funding. If you elect to take 8 or more credits in the summer, you may be eligible for an additional PELL payment.

Visit stockton.edu/finaidsummer for more information.

You may utilize your benefit in summer with the authorization of your education officer in your unit. Follow the steps in the "Tuition Assistance" tab above to start the process.

**Note: If you also utilize federal/state aid from having filed the FAFSA, please note that summer term is part of the current academic year. There is no separate aid for summer. If you utilized all of your funding in Fall/Spring, there will be no additional loan or grant funds. The one exception to this is PELL grant funding. If you elect to take 8 or more credits in the summer, you may be eligible for an additional PELL payment.

Visit stockton.edu/finaidsummer for more information.

Per VA regulations, circumstances for changes in schedule must be collected and in some instances reported. These circumstances may allow you to retain funding you would otherwise not be entitled to receive or receive funding for repeated courses.

Please report any changes made to your schedule to the Office of Financial Aid.

Click Here to Submit Schedule Changes

It is important you provide as much detail as possible related to the change you are making.  All information is confidential and secure.

Click here to submit your Military Orders to our office.

You can access your remaining entitlements by going to the VAeBenefits page and working through these steps:

  • Login to your existing account or register for an account
  • When a security warning pops up while navigating through the site, follow these steps:

1.  Choose "I understand the risk"
2.  Choose "Add Exception"
3.  Confirm security exemption

  • At the "Create your DS logon today" section, answer the questions, then begin "Basic Registration Lev. 1"
  • Once your registration has been completed, upgrade your account and go through Remote Proofing
  • When proofing has been completed, go to eBenefits and click Manage Benefits, then Education
  • At that point, Chapter 33 Post 9/11 recipients should be able to view and print your Post 9/11 GI Bill ® Enrollment Info, which will serve as your Certificate of Eligibility (COE)

Required Documents

If you are receiving education benefits, certain documentation must be submitted. The documents vary, depending upon what chapter benefits you receive. View the tabs above to learn what documentation you may need to submit to our office to utilize your benefits. You can submit documents here.

Remember to file your FAFSA to see if you are eligible for any other types of financial aid in addition to your benefits.

Learn more

Visit the Office of Military & Veteran Services to learn more about Military and Veteran Services at Stockton.